The childcare budget occupies an important place in family expenses :here are some ways to save when you have childcare.
Childcare is a necessity for working parents , and some methods are more expensive than others. There are also helps to relieve families a little in certain cases. My top tips for saving on childcare!
1. When Grandma Babysits :this mode of care has the big advantage of being free but it needs to be well managed so that everything goes well. It represents in any case a huge saving, since even with the aid of the CAF a nanny costs about 3000 € per year.
2. The au pair :less expensive than a nanny, she also has the advantage of looking after your children at home, with a maximum of 30 hours per week, and she is almost part of the family. She does not receive a salary but is fed and housed and receives around €250 pocket money per month.
3. The shared nanny :sharing your nanny with another family allows real savings, since if the time and the number of children are equivalent for each family, it comes down to paying 50% less childcare costs and social charges. A solution to remember.
- Deduct from your taxes childcare costs:we explain to you how to deduct from your taxes the costs of childcare for your children under 6 years old, in a crèche, with a childminder or in a daycare center and leisure centre.
- The PAJE :in case of care at home, in a crèche or with a childminder. This aid starts at the birth of the child and is paid until the child is 6 years old.
- CLCA :in case of stoppage of professional activity to take care of your child yourself, or change to a part-time activity.
- AGEPI :if you are single parents. This aid is intended for job seekers who are resuming an activity or training.
Did this information help you? Do you have any good advice for us to reduce the budget devoted to childcare? Thank you for leaving us a little comment.
