Do you always have a piece of month left instead of money? Save money? Give it a try with these tips. From baking your own bread to brushing your teeth daily and from avoiding alcohol to quickly paying off debts. With these out of the box ideas you can save money quickly and easily.
Life seems to be getting more expensive every day, whether it's shopping or energy costs. Unfortunately, most people have more month than money left over. Still, there are ways to save money or even put money aside. That doesn't always have to be a lot, but every little bit ultimately helps to do something nice with the savings.
Whether you have a lot or little to spend, saving is always good. Why spend more than necessary? If you have money left over, you can do other fun things with it.
Once your wages have been received, it is useful to put them in jars. Make a pot for the fixed costs such as rent, energy bill, telephone, health insurance and other insurance. The money that you have left is divided over other pots:groceries, unforeseen expenses and savings. Even if you only save 1 euro every week, that will be 52 euros at the end of the year. The more you can put aside, the better of course.
Unnoticed, quite a lot of money is spent on snacks such as chips, candy and chocolate. Leave this for a month to see how much you save. Instead of buying snacks, it's better to adjust your meals to stay full longer. You need 200 grams of vegetables and 200 grams of fruit per day. You can also eat fruits and vegetables as a snack. Or you can make your own (healthy) cookies as a snack. Not only cheaper, but also much healthier.
Are you craving certain fruits and vegetables out of season? Then take a look at frozen vegetables and fruit. This is often a lot cheaper and as far as the health benefits are concerned, there is not much difference between fresh and frozen.
Do you want to go on holiday but don't have enough money for that? Then sign up as a volunteer. There are countless organizations that offer you room and board in exchange for work. Make sure you have enough time in between to get to know the area and at least you can spend your next vacation somewhere else.
Unnoticed, quite a lot of money can disappear on things like energy drinks, syrup, Cola, Fanta and those kinds of drinks. Incidentally, the costs for juices can quickly add up. So drink more water. Don't feel like drinking only water every time? Then make tea. You can drink this hot or cold.
Did you know that about 20% of the food that is made every day is left over and eventually thrown away? That is not only food waste, but also a waste of money. Do you want to save money? Then make sure you use up the leftovers or avoid getting leftovers.
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Are you on the road and have an appetite? Avoid spending money unnecessarily at a fast food restaurant. Always have something to eat with you when you're on the road. It doesn't have to be much:often a pack of crackers or a Sultana is enough to satisfy the biggest hunger. Then you can enjoy good food at home or at your destination without it costing (extra) money.
This may not be a money-saving tip that comes to mind right away. Still, this can save money. If you brush your teeth twice a day, you prevent cavities and the formation of plaque. This allows you to save money on the costs for the dentist.
Even if you can only pay off a little each month:make sure your debts are reduced as quickly as possible. Debts have meant paying interest and the faster you have paid off your debts, the less you ultimately have to pay back.
Do you know that? You are in the car and suddenly you are thirsty. Of course there is no supermarket nearby so you stop along the way at a gas station. There you pay your blue on a bottle of drink. Whether you're going away for a long time or just going to the city for a morning:make sure you always have a bottle of drink with you. A reusable bottle is ideal for this. That way you can save some money without noticing. You can put that money in the piggy bank at home and save a small amount unnoticed.
Drink destroys more than you like, and that also applies to your wallet. Even if you only drink a bottle a week and choose the cheapest drink, leave it out for a while and just put this money aside. That also applies to smoking. Cigarettes are very expensive and also bad for your health. With the money you save, you can do fun things at the end of the year.
Did you know that it is cheaper to cook for several days at the same time? This not only saves time, but also energy and energy costs a lot of money. Of course you don't have to eat the same thing two days in a row. You can leave 1 or 2 days in between.
Why spend money on a hairdresser when you can do it yourself? Especially children you can cut yourself very well. Of course you have to go to the hairdresser for a hip haircut, but cutting ends or going over the hair with clippers is not that difficult.
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You can make trips as expensive as you want. Free outings include:going to the beach, taking a walk in the woods, going to the park, going to the playground or petting zoo. Theme parks, museums and zoos are very expensive. You can bring your own food to keep costs down. That way you can easily save a few tens.
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A major pitfall are impulse purchases that unnoticed a lot of money. Prevent this by shopping with a shopping list and stick to it. This does not only apply to your daily shopping, by the way. Do you have to go to the Action for something? Then make sure you only buy what you really need.
It seems contradictory:save money and stock up. Still, it's good to have some things in stock. These are sustainable things that are on offer. Think of 1 + 1 offer. Cans, coffee, cleaning products, personal care products… all things that you can simply have in stock. You can build up a stock by putting money aside.
Although it is becoming increasingly discouraged, paying with cash is the most convenient. Moreover, you can save without noticing if you put the change aside. And every little bit makes a lot at the end of the year.
You can buy fruit and vegetables at the market. Then try to go at the end of the day. Then there is a good chance that you will receive extras or that you will have to pay less since the market peddlers like to sell their products. Especially when it comes to fresh products.
Many supermarkets and other shops have a savings system. This allows you to save for nice extras without noticing. In addition, you sometimes find points on products that you can save. For example, did you know that the Perla coffee packaging has points? You can cut this out, stick it on and hand in the full card for a 2.00 euro discount at the AH. At the Jumbo and AH you can also save every year for fun outings or nice extras for yourself or your children.
There is nothing better than home-grown fruit and vegetables. You don't need a garden for that. You can do that on a balcony. You simply grow vertically. You can grow tomatoes, cucumber, strawberries and herbs, among other things. That way you can save some money again.
Sounds very simple, but many people skip breakfast (out of convenience). Are you also one of those people who prefers to stay in bed a little longer, skip breakfast and then start sniffing at 10 o'clock because you suddenly feel hungry? Then you are wasting money. By eating a good breakfast, you prevent appetite in the meantime, which in turn saves costs, because you don't have to go to the canteen or get something tasty for in between.
Do you want to lose weight? Then don't fall for all the empty promises that companies make when you buy their pills, shakes or other miracle cures. Unfortunately, all these remedies are not miracle cures. On the contrary:often these products are not good for your health at all. In addition, they cost a lot of money. Do you want to lose weight? Then do it in a healthy way by tackling your lifestyle.
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Why spend money on the gym when sports can also be free or much cheaper? The internet is full of exercises that you can do at home. Would you like to take Zumba classes? This is perfectly possible and especially free online. Do you want to do something more? Then it is still cheaper to buy second-hand tools such as weights, a rowing machine and punching bag instead of taking out a subscription to the gym.
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What out of the box tips for saving money do you have?